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Pay later using mutual funds
Get instant loans against your mutual fund investments. No selling, no hassle. Keep your wealth growing while you shop.
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Shop using mutual funds in 4 easy steps
Get your favorite products with the longest No-Cost EMI options
Check Eligibility
Get your eligibility checked within 10 seconds using your PAN and mobile number
Select Product & EMI
Choose from 3 months to 10 years EMI tenure for your favorite devices
Pledge Mutual Funds
Seamlessly and securely pledge via CAMS, KFin, or MFCentral
Get Delivered
Have your device delivered and repay the amount at your own terms
The Smartest way to Spend & Keep Earning
Why choose 1Fi for your purchases
Instant Approvals
Get your eligible credit limit in minutes with a fully digital onboarding process. No branch visits, no waiting.
Continue Getting Returns
Your mutual funds remain invested and continue compounding while you borrow. Don't miss out on market gains.
Zero Downpayment
No downpayment required for purchasing any of the products. Get started without any upfront cost.
0% Interest No-Cost EMI
Get your favorite products on No-Cost EMIs. Pay the same MRP in easy installments.
Zero Foreclosure Charges
Close your loan anytime by just paying the outstanding amount. No penalties for early repayment.
Long EMI Tenures
Select EMI tenures from 3 months to 10 years without any CIBIL check. Maximum flexibility.
Our Valued Partners
Collaborating with pioneers in payments technology, finance, and digital commerce
Why People Love Us
Join thousands of happy customers who shop smarter with 1Fi
Top Electronics
Everything you need to know, at a glance
Frequently asked questions about 1Fi
No, your mutual fund units remain safe. They are only pledged as collateral and will not be sold unless you default on your payments significantly beyond the agreed terms.
No credit card and no manual paperwork required. Your limit is generated based on your MF holdings and KYC completion.
You can repay your loan earlier than the tenure without any foreclosure charges. You only pay interest for the days you used the credit.
You can select EMI tenures from 3 months to 10 years depending on the product value and your eligibility.
We believe in complete transparency. There are no hidden charges. All fees, if any, are clearly disclosed upfront before you proceed.
Ready to start shopping?
Check your eligibility in just 10 seconds and unlock exclusive No-Cost EMI offers on your favorite products.





