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Hello, Pranav Aggarwal

Pranav Aggarwal
India's First LAMF Shopping Platform

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Pay later using mutual funds

Get instant loans against your mutual fund investments. No selling, no hassle. Keep your wealth growing while you shop.

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Shop using mutual funds in 4 easy steps

Get your favorite products with the longest No-Cost EMI options

1

Check Eligibility

Get your eligibility checked within 10 seconds using your PAN and mobile number

2

Select Product & EMI

Choose from 3 months to 10 years EMI tenure for your favorite devices

3

Pledge Mutual Funds

Seamlessly and securely pledge via CAMS, KFin, or MFCentral

4

Get Delivered

Have your device delivered and repay the amount at your own terms

The Smartest way to Spend & Keep Earning

Why choose 1Fi for your purchases

Instant Approvals

Get your eligible credit limit in minutes with a fully digital onboarding process. No branch visits, no waiting.

Continue Getting Returns

Your mutual funds remain invested and continue compounding while you borrow. Don't miss out on market gains.

Zero Downpayment

No downpayment required for purchasing any of the products. Get started without any upfront cost.

0% Interest No-Cost EMI

Get your favorite products on No-Cost EMIs. Pay the same MRP in easy installments.

Zero Foreclosure Charges

Close your loan anytime by just paying the outstanding amount. No penalties for early repayment.

Long EMI Tenures

Select EMI tenures from 3 months to 10 years without any CIBIL check. Maximum flexibility.

Our Valued Partners

Collaborating with pioneers in payments technology, finance, and digital commerce

CAMS
KFintech
MFCentral
BSE

Why People Love Us

Join thousands of happy customers who shop smarter with 1Fi

I liked that the platform didn't ask for unnecessary documents. Everything was handled smoothly. No Harassment and the process was fully digital.

Sneha Kulkarni

Sneha Kulkarni

Purchased iPhone 15 Pro

Hassle-free EMI experience with Zero Down Payment. Highly recommended. The EMI plans were transparent and well-explained.

Harshit Agarwal

Harshit Agarwal

Purchased MacBook Pro 14"

1Fi made the entire experience of buying my iPhone unbelievably smooth. I didn't have to deal with any complicated paperwork or lengthy approvals.

Aditi Sharma

Aditi Sharma

Purchased iPhone 17

I had been delaying my laptop purchase for months because most financing options were either slow or had hidden charges. 1Fi changed that completely.

Varun Mehta

Varun Mehta

Purchased Dell XPS 15

Buying my MacBook felt effortless. The EMI plan aligned perfectly with my monthly budget. Just have to pay ₹3000 a month!

Kavya Rathi

Kavya Rathi

Purchased MacBook Air

Among all the financing platforms I've used, 1Fi definitely has the best user experience and clarity. The longest No-Cost-EMI I have ever seen.

Siddharth Iyer

Siddharth Iyer

Purchased Samsung Galaxy S24

Everything you need to know, at a glance

Frequently asked questions about 1Fi

No, your mutual fund units remain safe. They are only pledged as collateral and will not be sold unless you default on your payments significantly beyond the agreed terms.

No credit card and no manual paperwork required. Your limit is generated based on your MF holdings and KYC completion.

You can repay your loan earlier than the tenure without any foreclosure charges. You only pay interest for the days you used the credit.

You can select EMI tenures from 3 months to 10 years depending on the product value and your eligibility.

We believe in complete transparency. There are no hidden charges. All fees, if any, are clearly disclosed upfront before you proceed.

Ready to start shopping?

Check your eligibility in just 10 seconds and unlock exclusive No-Cost EMI offers on your favorite products.